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Visa

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Visa is a global leader in digital payments, connecting consumers, businesses, financial institutions, and governments through one of the world’s largest payment networks. Operating in more than 200 countries and territories, Visa enables secure, reliable, and innovative ways to pay and be paid. Beyond payments, Visa collaborates with banks, fintechs, merchants, and technology partners to shape the future of commerce through innovations such as digital wallets, tokenization, AI-enabled experiences, real-time payments, and stablecoins. Visa’s mission is to uplift everyone, everywhere by being the best way to pay and be paid, helping drive economic growth, financial inclusion, and digital transformation worldwide.

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Desiree Dijkstra-Klingenberg

Visa

Head of Product & Solutions Central Europe

Desiree Dijkstra-Klingenberg is Head of Products & Solutions for Central Europe at Visa, where she leads the region’s payment product and innovation strategy. She works with banks, fintechs, merchants, and digital partners to advance digital payments, eCommerce, tokenization, agentic commerce, and emerging payment technologies.

Her focus spans digital payments, eCommerce, tokenization, agentic commerce, stablecoins, and premium customer experiences, helping clients unlock growth and navigate the future of commerce. Passionate about the intersection of technology, trust, and innovation, she advises on emerging trends that are reshaping how consumers and businesses interact, pay, and transact in a digital economy.
Before joining Visa, she held senior leadership roles at ABN AMRO, bringing extensive experience in payments, banking technology, and financial services.

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