Desiree Dijkstra-Klingenberg is Head of Products & Solutions for Central Europe at Visa, where she leads the region’s payment product and innovation strategy. She works with banks, fintechs, merchants, and digital partners to advance digital payments, eCommerce, tokenization, agentic commerce, and emerging payment technologies.

Her focus spans digital payments, eCommerce, tokenization, agentic commerce, stablecoins, and premium customer experiences, helping clients unlock growth and navigate the future of commerce. Passionate about the intersection of technology, trust, and innovation, she advises on emerging trends that are reshaping how consumers and businesses interact, pay, and transact in a digital economy.
Before joining Visa, she held senior leadership roles at ABN AMRO, bringing extensive experience in payments, banking technology, and financial services.